386-313-6742        9 Pheasant Dr. Palm Coast, FL.

Loan Programs

Let us help you select the best loan for your financial needs!

Conventional – A conventional mortgage can be fixed rate or adjustable and used for your primary, second home or investment property.

FHA – An FHA insured loan is a Federal Housing Administration insurance-backed mortgage loan which is provided by a FHA-approved lender. This is solely used for a primary residence and requires a 3.5% down payment.

FHA 203K – This loan allows for rehab of distressed properties or updating/remodeling of your primary residence.

VA - A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. This mortgage allows for 100% financing with no mortgage insurance.

USDA - USDA mortgages provide low-cost insured home mortgage loans that allow for 100% financing and low mortgage insurance costs. USDA mortgages do have property and income limitations.